LoanSaver™ – Loan Modification Affiliate Programs is committed to protecting your privacy and developing
technology
that gives you the most powerful and safe online experience. This
Statement of Privacy applies to the LoanSaver™ – Loan Modification Affiliate Programs Web site and governs
data collection and usage. By using the LoanSaver™ – Loan Modification Affiliate Programs website, you
consent to the data practices described in this statement. For the
purpose of this Privacy Statement, the "LoanSaver™ – Loan Modification Affiliate Programs Web Site"
shall have the same meaning as defined in the LoanSaver™ – Loan Modification Affiliate Programs Terms Of
Use.
LoanSaver™ – Loan Modification Affiliate Programs is committed to best email practices, and has been accredited by
the Institute for Spam and Internet Public Policy as meeting the
requirements for listing in their SuretyMail IADB Email Accreditation Program.
Collection of your Personal Information
LoanSaver™ – Loan Modification Affiliate Programs collects personally identifiable information, such as your e-mail
address, name, home or work address or telephone number. LoanSaver™ – Loan Modification Affiliate Programs also collects anonymous demographic information, which is not unique
to you, such as your ZIP code, age, gender, preferences, interests
and favorites.
There is also information about your computer hardware and software that is
automatically collected by LoanSaver™ – Loan Modification Affiliate Programs. This information can include:
your IP address, browser type, domain names, access times and
referring Web site addresses. This information is used by LoanSaver™ – Loan Modification Affiliate Programs for the operation of the service, to maintain quality of the service,
and to provide general statistics regarding use of the LoanSaver™ – Loan Modification Affiliate Programs Web
site.
Please keep in mind that if you directly disclose personally identifiable
information or personally sensitive data through LoanSaver™ – Loan Modification Affiliate Programs public
message boards, this information may be collected and used by
others.. Note: LoanSaver™ – Loan Modification Affiliate Programs does not read any of your private online
communications.
LoanSaver™ – Loan Modification Affiliate Programs encourages you to review the privacy statements of Web sites you
choose to link to from LoanSaver™ – Loan Modification Affiliate Programs so that you can understand how
those Web sites collect, use and share your information. LoanSaver™ – Loan Modification Affiliate Programs is not responsible for the privacy statements or other content on Web
sites outside of the LoanSaver™ – Loan Modification Affiliate Programs and LoanSaver™ – Loan Modification Affiliate Programs family of Web sites.
Use of your Personal Information
LoanSaver™ – Loan Modification Affiliate Programs collects and uses your personal information to operate
the LoanSaver™ – Loan Modification Affiliate Programs Web site and deliver the services you have requested. LoanSaver™ – Loan Modification Affiliate Programs also
uses your personally identifiable information to inform you of other
products or services available from LoanSaver™ – Loan Modification Affiliate Programs and its affiliates.
LoanSaver™ – Loan Modification Affiliate Programs may also contact you via surveys to conduct research about
your opinion of current services or of potential new services that
may be offered. LoanSaver™ – Loan Modification Affiliate Programs may also contact you from time to time via
your email address to provide you with a variety of information,
including weekly wrap ups, newsletters, bulletins and similar
information.
LoanSaver™ – Loan Modification Affiliate Programs does not sell, rent or lease its customer lists to third parties.
LoanSaver™ – Loan Modification Affiliate Programs may, from time to time, contact you on behalf of external
business partners about a particular offering that may be of interest
to you. In those cases, your unique personally identifiable
information (e-mail, name, address, telephone number) is not
transferred to the third party. In addition, LoanSaver™ – Loan Modification Affiliate Programs may share
data with trusted partners to help us perform statistical analysis,
send you email or postal mail, provide customer support, or arrange
for deliveries. All such third parties are prohibited from using your
personal information except to provide these services to LoanSaver™ – Loan Modification Affiliate Programs,
and they are required to maintain the confidentiality of your
information.
LoanSaver™ – Loan Modification Affiliate Programs does not use or disclose sensitive personal information, such as
race, religion, or political affiliations, without your explicit
consent.
LoanSaver™ – Loan Modification Affiliate Programs keeps track of the Web sites and pages our customers visit within
LoanSaver™ – Loan Modification Affiliate Programs, in order to determine what LoanSaver™ – Loan Modification Affiliate Programs services are the
most popular. This data is used to deliver customized content and
advertising within LoanSaver™ – Loan Modification Affiliate Programs to customers whose behavior indicates
that they are interested in a particular subject area.
LoanSaver™ – Loan Modification Affiliate Programs Web sites will disclose your personal information, without notice,
only if required to do so by law or in the good faith belief that
such action is necessary to: (a) conform to the edicts of the law or
comply with legal process served on LoanSaver™ – Loan Modification Affiliate Programs or the site; (b)
protect and defend the rights or property of LoanSaver™ – Loan Modification Affiliate Programs; and, (c) act
under exigent circumstances to protect the personal safety of users
of LoanSaver™ – Loan Modification Affiliate Programs, or the public.
Use of Cookies
The LoanSaver™ – Loan Modification Affiliate Programs Web site use "cookies" to help you personalize
your online experience. A cookie is a text file that is placed on
your hard disk by a Web page server. Cookies cannot be used to run
programs or deliver viruses to your computer. Cookies are uniquely
assigned to you, and can only be read by a web server in the domain
that issued the cookie to you.
One of the primary purposes of cookies is to provide a convenience
feature to save you time. The purpose of a cookie is to tell the Web
server that you have returned to a specific page. For example, if you
personalize LoanSaver™ – Loan Modification Affiliate Programs pages, or register with LoanSaver™ – Loan Modification Affiliate Programs site or
services, a cookie helps LoanSaver™ – Loan Modification Affiliate Programs to recall your specific
information on subsequent visits. This simplifies the process of
recording your personal information, such as billing addresses,
shipping addresses, and so on. When you return to the same LoanSaver™ – Loan Modification Affiliate Programs Web site, the information you previously provided can be retrieved,
so you can easily use the LoanSaver™ – Loan Modification Affiliate Programs features that you customized.
You have the ability to accept or decline cookies. Most Web browsers
automatically accept cookies, but you can usually modify your browser
setting to decline cookies if you prefer. If you choose to decline
cookies, you may not be able to fully experience the interactive
features of the LoanSaver™ – Loan Modification Affiliate Programs services or Web sites you visit.
Security of your Personal Information
LoanSaver™ – Loan Modification Affiliate Programs secures your personal information from unauthorized access, use or
disclosure. LoanSaver™ – Loan Modification Affiliate Programs secures the personally identifiable
information you provide on computer servers in a controlled, secure
environment, protected from unauthorized access, use or disclosure.
When personal information (such as a credit card number) is
transmitted to other Web sites, it is protected through the use of
encryption, such as the Secure Socket Layer (SSL)
protocol.
Changes to this Statement
LoanSaver™ – Loan Modification Affiliate Programs will occasionally update this Statement of Privacy to reflect company
and customer feedback. LoanSaver™ – Loan Modification Affiliate Programs encourages you to periodically
review this Statement to be informed of how LoanSaver™ – Loan Modification Affiliate Programs is protecting
your information.
Contact Information
LoanSaver™ – Loan Modification Affiliate Programs welcomes your comments regarding this Statement of Privacy. If you
believe that LoanSaver™ – Loan Modification Affiliate Programs has not adhered to this Statement, please
contact LoanSaver™ – Loan Modification Affiliate Programs at rich@loansaver.com.
We will use commercially reasonable efforts to promptly determine and
remedy the problem.